Information on how to enter the Fair Go Finance “Cash Back Promotion” Competition (“the Competition”) and the prize which may be won form part of the Terms and Conditions of Entry.
Entry into the Competition is deemed acceptance of these Terms and Conditions.
To the extent of any inconsistency between these Terms and Conditions and any other reference to this Competition, these Terms and Conditions prevail.
Entrants must successfully take out a loan between $2,050 and $10,000 with Fair Go Finance (the Promoter) during the promotional period via a promotional ClearScore EDM using a promotional link. All funded Entrants will receive $50 cash back into their nominated bank account.
Opening and Closing Date and Time of the Competition
The Competition commences on 20/01/2022 at 00:01 AWDT and closes on 28/02/2022 at 23:59 AEST (‘Promotional Period’).
Any applications received after 28/02/2022 at 23:59 AEST will be deemed invalid.
The status of a customer’s loan application will be as determined in the Company’s Loan Management System at the time of closing.
No responsibility is accepted for late, lost, delayed or misdirected applications.
Who Can Enter
Entry into the Competition is open to all new customers of Fair Go Finance who reside in W.A, N.T, S.A, QLD, A.C.T, VIC, N.S.W and TAS.
Employees, and their immediate families, of the Promoter and associated agencies and companies, contractors or individuals are not eligible to enter this Competition.
Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or step child (whether natural or by adoption), parent, step parent, grandparent, step grandparent, uncle, aunt, niece, nephew, brother, sister, step brother, step sister or 1st cousin.
Promoter of the Competition
The Promoter is Fair Go Finance Pty Ltd (ACN 134 369 574) (Australian Credit Licence 387995) of Level 7, 109 St Georges Terrace, Perth. W.A. 6000 (‘Promoter’).
How to Enter the Competition
To enter this competition, a customer must apply online via the Promoter’s website at www.fairgofinance.com.au using the ClearScore tracking link provided within their promotional EDM and be approved and funded during the promotional period.
There are no restrictions on loan term, however the loan amount must be between $2,050 and $10,000. Any loans applied for below $2,050 will not be eligible for the $50 cash back promotion.
Participating Loan Criteria for the Competition
Normal lending criteria applies to all loans, which are part of the Competition funded directly by the Promoter.
Declined applications, determined subject to the Promoter’s usual responsible lending practices, will not qualify applicants for participation in the Competition.
Number of Entries Permitted
Only one entry per individual is allowed.
Confirmation of Participation
On the funding of a new personal loan made during the Competition period, participants will be advised by their credit consultant that they have met the entry conditions and confirm their cash back voucher will be arranged.
If any entrant who has received confirmation of participation has their funded loan fall into arrears with his/her loan repayments or otherwise defaults on the terms and conditions of the loan prior to the closing date for the completion (defined above) their entry will automatically become null and void and excluded from any further participation in the Competition.
At the end of the promotional period, all eligible participants will receive $50 cash back into their nominated bank account within 28 business days.
Paul Walshe’s (or nominees) decision is final and no correspondence will be entered into.
Each entrant consents to the publication of their name as described above for this purpose.
Cash Back Offer
The $50 cash back will be transferred to each eligible participant’s nominated bank account using the bank details provided on the applicant’s loan application.
Eligible participants may also be asked to provide a testimonial message to be published on the Fair Go Finance Facebook page, Instagram and Twitter sites and website (www.fairgofinance.com.au.)
Unless the entrant states otherwise, entering the competition gives www.fairgofinance.com.au permission to use the entrant’s details in future marketing activities and communications.
By using the ClearScore promotional EDM tracking link, you consent to Fair Go Finance Pty Ltd reproducing and publishing in whole or part throughout the world any statements you provide to us which we may use in all media formats including print, electronic or any other publishing medium, without any fee being paid to you.
If there is any event that prevents or hinders Fair Go Finance Pty Ltd.’s conduct of the Competition or the ability to deliver the cash voucher, Fair Go Finance Pty Ltd may, in its discretion, cancel the Competition and recommence it at another time under the same conditions.
Fair Go Finance Pty Ltd is not responsible for any incorrect or inaccurate information, or for any of the equipment or programming associated with or utilised in this Competition, or for any technical error that may occur in the course of the administration of this Competition. Fair Go Finance Pty Ltd assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to or alteration of entries.
To the full extent permitted by the law, Fair Go Finance Pty Ltd will not be liable for any injury, damages, expenses, or loss whatsoever (whether direct or consequential) to persons or property as a result of any person entering into the Competition or accepting or using any prize, including without limitation non-receipt of any prize or damage to any prize in transit.
Further Terms and Conditions
Any entrant found to be entering incorrect contact and/or personal details, will have all entries invalidated and any claim to any prize will be invalidated. The Promoter has sole discretion to determine if this clause has been breached by any entrant. The Promoter reserves the right to request whatever documentation it deems necessary to confirm if the entrant has breached this clause. An entrant must provide any requested documentation to the Promoter upon request.
The Promoter reserves the right to request the winner to provide proof of identity, proof of age, proof of residency at the nominated prize delivery address and/or proof of entry validity in order to claim a prize. Proof of identification, residency, age and entry considered suitable for verification is at the discretion of the Promoter. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
The Promoter’s decision in relation to any aspect of the Competition is subject to State and Territory legislation but also final and binding on each person who enters. No correspondence will be entered into. No responsibility is accepted for late, lost or misdirected entries. The Promoter and their associated agencies, and companies associated with this Competition will take no responsibility for bank transfer delays or non-delivery of the prize money.
Copyright, Statutory Guarantees, Waiver and Liability
The Promoter collects entrants’ personal information for the purpose of conducting and promoting this Competition (including but not limited to determining and notifying winners) and for related purposes which would reasonably be expected without your permission.
In participating in the prizes, the winners agree to participate and co-operate as required in all editorial activities relating to the Competition, including but not limited to being interviewed and photographed. The winners (and their companions) agree to granting the Promoter a perpetual and non-exclusive licence to use such footage and photographs in all media worldwide, including online social networking sites, and the winners (and their companions) will not be entitled to any fee for such use.
The prize winner is advised that any tax implications that may arise from their prize winning is their responsibility. If concerned, they should seek independent financial advice prior to acceptance of the prize.
The Promoter (subject to State and Territory legislation) reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affect the administration security, fairness, integrity or proper conduct of this Competition. The Promoter will disqualify any individual who has tampered with the entry process or any other aspect of this Competition. In particular computer generation and use “scripting” is not permitted and will not be accepted.
Any cost associated with accessing the promotional website is the entrant's responsibility and is dependent on the Internet service provider used.
Nothing in these Terms and Conditions limit, exclude or modify or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees"). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Competition.
Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter's control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Entrant; or (f) use of a prize The Promoter (including its’ officers, employees and agents) excludes all liability for any loss (including, without limitation, indirect, special or consequential loss or loss of profits or opportunity), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this Competition including taking or using a prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law), including the Non-Excludable Guarantees. Any change in value of the prize occurring between the publishing date and date the prize is claimed is not the responsibility of the Promoter.
This Competition is in no way sponsored, endorsed or administered by, or associated with Facebook and entrants are providing information to Fair Go Finance and not Facebook.