A credit bureau (CB) is an entity that collects credit history data of individuals. The information comes from the government database, lenders and providers.
This information is stored and organised by credit bureaus to make up your credit file. It's used by potential lenders and providers to assess credit risk or background checks.
There are 3 credit bureaus in Australia:
We get your credit report and score from illion and Experian, our partner credit bureaus. We may also get your credit report and score from Equifax for the purpose of showing you relevant offers. We may not present this information to you.