To keep our credit report, score and other ClearScore services free, we’re sometimes paid a commission from our partners. For example, we might be paid:
- A fixed amount when you choose to take out credit.
- An amount based on the number of people that decide to take out credit with a particular lender through us.
- An amount based on the total amount you chose to borrow or pay the provider for their service.
- A fee when you click to one of our partner’s websites, even if you choose not to take out credit or use their services.
We never rank products based on how much commission we earn. The products you see on our marketplace are always based on your report and personalised to your financial situation. We may sometimes have commercial agreements to advertise products from lenders outside of our search results. These deals are labelled ‘promoted’ or 'sponsored'.
More about different types of commission:
Flat fee
A flat fee is a fixed amount we receive whenever you take out a product through us. The amount we get has no impact on the amount you pay for the product you’ve chosen.
Percentage based fee
For some products, the fee we receive may be based on the total amount you get from the lender (for example if you took out a personal loan).
We sometimes work with other brokers like us, and the commission will be a share of the revenue they’ve earned from the lender or provider. We use this fee structure mostly for personal loans and car loans.
Click-through fee
If you click to visit a partner’s site, we may receive a fee even if you didn’t take out a product.
We always show you products based on your personal situation, and the commission we earn is not a factor in any of the products you’ll see.