When you’re directed to the lender’s site and apply for an offer, the lender will carry out an enquiry on your credit report. This is to work out the lending risk on you as a borrower.
The enquiry search will stay on your report for 5 years and anyone that looks at your report can see it. Read more about enquiries and how they affect your credit score.
Before you apply, make sure all the information on your credit report is accurate and up to date.