Most people to only realise they’ve been a victim of fraud after credit applications have been made in their name or an account has defaulted.
Some common signs to look out for:
Unrecognised transactions on your bank statements
Check your bank statements regularly. If there’s information you don’t recognise, contact your provider as soon as possible. The earlier you spot something that doesn’t look right, the quicker your provider will be able to look into it for you.
Unrecognised accounts on your credit report
If there’s information on your credit report you don't recognise unaware of, contact the relevant provider. Most providers have teams to investigate possible fraud cases. They'll be able to look into details they hold for you.
You’ve been contacted about goods that you didn’t purchase
If you’ve received items that you didn’t purchase, contact the company immediately. They'll be able to start a fraud investigation. Make sure to contact the company using legitimate details - don’t rely on contact details they’ve sent you as they may be fraudulent.
If you’re expecting a new bank card and it’s been more than the expected time since you made the order, it might be that your mail has been intercepted or stolen. Contact the provider you ordered from and let them know what’s going on.
If your identity documents become lost or stolen, you should report this to the issuing authority as soon as possible. It might be a good idea to also report it to your local law enforcement.
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