Credit reporting & scores
Learn more about us, credit reporting & scores.
Understanding credit reports
- About enquiries and accesses
- All about enquiries
- Balance of credit type
- Building your repayment history
- Credit accounts on my report
- Credit Utilisation
Understanding credit scores
- New illion score change
- Does checking my score decrease it?
- How can I improve my score?
- I'm new to credit - how can I build my credit score?
- Score rating and bands
- What is a credit score?
Correcting information
Upcoming Changes
Fraud
- I don’t recognise something on my report
- How do I know if I’ve been a victim of identity fraud?
- What should I do if I think I’ve been a victim of fraud?
- I’ve been a victim of fraud, how can I set up a ban on my credit report?
- What to do if my identity documents are lost or stolen?
- I have unrecognised accounts/enquiries on my report, what should I do?
Affordability Score & Report
- Will I lose access to my affordability score and insights?
- What is my Affordability Score and Report?
- Linking accounts
- What affects my Affordability Score?
- How often are my Affordability Score and report updated?
- How can gambling affect my affordability?